Direct Access Mastercard Rebates

亮点1：以前Tesco/Giant的回扣是在Visa卡，现在转去Master了。
亮点2：本来Tesco/Giant回扣是每个月的第一天5%，其余的日子则2%；现在则是每逢周末5%。Groceries Shopping本来就是周末的事！如今简直如鱼得水～

坏处是，优惠只是到3月尾，会不会延续则是未知数。

我的想法是：现在Direct Access的现金回扣优惠都集中在Mastercard，那我就可以剪掉Visa留住Master。我最担心等下它又宣布Petrol rebate转到Visa卡去。

Assess your English language

评估你的英语水平，请按我
以下是我的成绩噢^^ 我会继续努力的！

2010 预算案，信用卡服务税

2010年度预算案中，财政部长建议征收信用卡服务税，每张RM50。美其名说是减少卡奴的一项努力，其实是要增加税收啦！

预算案接下来的几天内，很多人针对该服务税发表不同的意见.依我观察，反对征税的人占了大部分。当然，我是站在反对的那方！

政府口口声声说要增加收入，我说啊，叫公务员省点用就可以省回几十亿了啦！每年公布的稽查报告抖出来的“报大数”事件，人民已经见怪不怪了。身为首相兼财政部长，循例也要发表一下“誓要揪出舞弊者”的言论，好让人民顺回条气。

刚开始时，我心想银行不会对此坐视不管，必会想出什么办法来。哪知道，部长再说一句“不允许银行代持卡者缴卡税”。我打电话给信用卡中心说要取消卡，客服员一直说服我，叫我先不要取消，等银行有了进一步行动再取消。我就给他们一点时间，看他们拿出什么法宝来。

什么是商祺

商祺是中国书信礼仪中的问候祝颂语。

“祺”取吉祥之意，“商祺”仅用于商业中，意思差不多等于白话中的“生意兴隆” 。
现在的人也很少用笔写信了，即使写信或者写电子邮件也很少使用这些文言词了，一般也就是“恭祝身体健康，
万事如意”之类的祝贺语。在以前的书信中经常会看到“X祺”，“X安”，“X福”，“X禧”，“X吉”之类的祝福，
比如“商祺”，“文祺”，“近祺”，“筹安”，“德安”，“客安”，“冬安”，“财安”，“曼福”，“年禧”，“新禧”，“春禧”等等。

关于祝颂的方式也根据对象的辈分和尊卑有关，如给长辈写信一般用“敬请福安”，“敬颂崇祺”，同样给上级写信一般用“恭请”，
“敬请”，“祗请”等，给平辈写信一般“即请大安”，“顺祝商祺”，给晚辈用“顺问”即可。 

今天是我生日

今天，度过了我27年来最寂寞的生日。寥寥无几的生日快乐SMS，其中两则是我两位姐姐的！另两则是我的死党。

其实，我知道为什么会这么少SMS。因为，我最近关闭了Friendster和Facebook户口。除了记得我生日日期的朋友以外，剩下的，向来都是因为看到我的名字出现在Birthday reminder里面，才应酬应酬SMS贺一下。

现在，我知道了谁记得，和谁不记得。

暗锤！失策！

今天是八月一日，刚好是星期六，我可以去Giant或Tesco购物，使用direct access visa卡以享有5%现金回扣。买了一整个trolley的东西，刷了卡，脑海里突然想起“这个现金回扣好像有T&C还是有什么限制的”。马上我就拿起电话致电信用卡客服中心，客服员说每个月的第一天现金回扣只限RM4，一个月的总回扣最高只能到RM50。

我刷了将近200块，本来以为可获得200*5% = RM10.00
现在只拿到RM4.00！OMG，心痛！

如果早知道的话（我也想早知道！），我就先刷80块的货，先拿了RM4回扣，接下来RM120的杂货就用Giant卡来刷，再拿120*2%=RM2.40回扣。

哎！只是少赚，又不是亏大，算了吧！气恼只会让我的血压上升，弄坏身子可不划咧！

（注：以后如果信用卡有什么不可思议的“损野”，真的要打电话问清楚T&C）

Earn 5x reward points when you pump at Caltex using your HSBC card

Click here for list of Caltex stations

Direct Access再捎来好消息

Direct Access Mastercard
每个月的第一天在任何油站添油可享有5%现金回扣，其他日子则照常2%现金回扣。优惠期为1/7/2009 至 31/12/2009。

Direct Access Visa
每个月的第一天，在Tesco和Giant消费可享有5%现金回扣，其他日子则2%。优惠期为1/7/2009至31/12/2009。

永远的King of Pop，Michael Jackson (1958-2009) 愿你蒙主宠召

六月二十六日的早晨，醒来想要刷牙之际听到手机发出声响，是新信息，写着 “Michael Jackson dies”。我不是Michael 的die hard fan，我没哭，但却也开心不起来，当天有点抑郁的感觉。

很多人对Michael的私生活作出批判、不屑、诅咒，虽然这些指责未得到证实。其实就算是真的，我并不会因此而讨厌他（又是也许我不是die hard fan）。

还记得小学时，爸爸每次卖Hi Fi试音效时都超爱播放Michael的《Black or White》，因为歌曲的前面有一部分从说话声突然变成吉他狂啸常常把顾客吓到，吓完之后又会乖乖的买下该部Hi-fi，哈哈～

我接触Michael最多的歌曲是在1991年发行的《Dangerous》专辑。这个专辑的几首歌，到现在我还听不厌。


In The Closet
Remember The Time
Black or White
Who Is It
Give In To Me
Keep The Faith
Dangerous

Michael较早期的歌，我长大了才有机会接触到，可是在我心中并没有很大回响。只有一首“Man in The Mirror”听了会有一种莫名感动。

一颗巨星的殒落，同时也提醒了我，不再是以前的撒娇小男孩。

下一颗巨星，张学友，你能活多久？... ...

气啊！

两个月前，被屋主“逼迁”，找到这间新房子。我的房间既小又热，好处是屋身比较高，不容易淹水，还有守卫巡逻。再说，租金才130块（未包括水电），去哪里找呢？水费不用付，因为Selangor州政府照顾子民，用水量少过20平方米的住户可豁免缴付水费。

我有一台六岁的桌面电脑，可是没有Internet。我不想要wired broadband（就是要拉电话线那种），因为他日如果搬迁的话又要付一笔address change费用。无线宽频我试过了Celcom, Izzi, Wimax。

讲到Wimax，我真的够倒霉，我的屋子刚刚好就在覆盖范围以外！我的天！

Izzi？刚刚做了speed test，速度可怜到...无话可说～

Celcom是最好的了，讯号可以去到full strength。衰是衰在要买它的modem，又要多掏三四百出来！人家wimax都是免费给modem的嘛！！

妈妈的黄酒鸡

上周末回了家两天，有幸吃到妈妈和阿姨合力烹调的超级无敌黄酒鸡。用麻油炒过的鸡，浸在含有爆香过的老姜的黄酒汤内，每一口汤都是那么好味道！真抱歉我没拍到它的照片。

... ...

从小到大一直都吃着妈妈的烹饪，对黄酒鸡的味道已经熟悉。后来长大了，自己在外找吃，吃到的黄酒鸡从来没有一次让我满意，便宜的贵的都一样！钱付了，没关系，糟的是胃口倒掉了！为了避免一次又一次的失望，我再也不在外面order黄酒鸡了。

你说我嘴叼也好，浪费钱也好。对我来说吃东西最重要吃得开心。

经济饭档的贵宾特惠价 ^^

每天的午餐时间，光顾的茶餐室数来数去就是那几间，可是我特别喜欢去其中一间。

该经济饭档除了菜式多样化，价格大众化以外，算我的价钱还“手不对口”的咧！！！

时常发生这样的事情。

饭菜摆在台上。

“多少钱？”
“三块。” 三块这个价钱已经比市价低了二十至五十仙。我一边要掏出三张RM1纸钞，她一边找两毛钱。拿了我的三块，她很快的把硬币放在我手上。我醒目仔来的，当然知道发生什么事，不会傻到去问她为何找多钱给我。

我同事的遭遇就不同了！他常常都投诉价钱贵，所以不太喜欢来这里，哈哈！

我想我真的是VIP (*^-^*)，一个见不得光的VIP，哈哈！

杀虫剂有两种

很久没有用杀虫剂了。

大约一年前我在超市买了一支小支的杀虫剂，是Fumakilla的。罐子上的图案是个蟑螂，一看就知道是用来杀小强的啦。那时候我比较需要杀小强所以就买了那支。

蟑螂应该是被我杀精光了吧，再也没有出现了也。我的杀虫剂快要尘封了！

刚才要洗澡之前，看见浴室地上有只小蟑螂。我用最短的时间拿了Fumakilla对准它来狂射，呵呵！射到它飞起来，哈哈！不愧是专门杀蟑螂的毒药，不消半分钟，小强就挂了～

父母上来KL/PJ，该带他们去哪里吃好料？

我一位朋友跟我分享他的烦恼。

他说，他的父母从家乡上来PJ找儿子，在这儿呆个两三天，到处走走玩玩。逛街的地点我朋友不消五分钟就列出来了，哈！可是，至于“吃”，这个可难倒他了！

他说：“我妈妈的厨艺好到没话说！”

“酿豆腐？我妈最拿手！”
“特色板面？我妈的强项！”
“咖哩面/asam laksa？太普通了吧？”
“高级牛扒？爸妈吃过一次发誓不会再吃了！”

到底要吃什么？？？呵呵！我没给意见，只是笑笑，

EON BANK PARTNERS WITH GOLDEN SCREEN CINEMAS FOR THE ULTIMATE MOVIE CREDIT CARD

EON Bank Group partners with Golden Screen Cinemas (GSC), the biggest player in the cinema entertainment industry in Malaysia, to launch GSC-EON Bank Visa credit card, the first-ever co-branded credit card that ties up with a cinema. The GSC-EON Bank Visa credit card offers numerous exclusive privileges and savings for customers wanting the ultimate movie experience at GSC. Speaking at the launch, EON Bank Group’s Head of Consumer Banking, Mr. Michael Lor explained that the GSC-EON Bank Visa credit card synergises the brand strengths of EON Bank, GSC and Visa. “It is more than just a credit card. It’s a lifestyle card that offers immense value to customers with double the advantage over generic credit cards. The card comes loaded with exciting exclusive privileges as well as benefits for cinemagoers, while giving access to a wide range of facilities and services offered by EON Bank and Visa’s domestic and global merchants,” said Mr Lor. “Co-branded cards have increasingly become popular over the years and such unique partnerships go a long way in increasing customer loyalty and I firmly believe that the GSC-EON Bank Group Credit Card will bring unparallel benefits to all customers,” he said, adding that with the latest card, “EON Bank is targeting to solicit about 50,000 customers by the first year of offering the card.” According to GSC Sdn Bhd’s Chief Executive Officer, Ms Koh Mei Lee, in 2008, GSC generated over RM200 million in sales revenue across its 23 cinema locations, out of which, over 11% was paid via credit card. “Hence, there is a lot of potential and growth opportunity for our newly launched card.” In 2008, the movie industry’s overall admission was 42 million with GSC garnering 18 million viewers from this pool. “With the GSC-EON Bank Visa credit card, we are reinforcing our strong commitment to continuously introduce more benefits and value adds to our loyal customers. These are to ensure that movie fans will not be deprived of great entertainment either during the good times as we celebrate with friends and family, or during tougher times, when we can retreat into the world of fantasy, action or comedy for a short respite,” added Ms Koh. “Besides getting to watch blockbuster movies at a discounted price for our adult tickets, our customers will receive special invitations to previews, celebrity meet-up sessions for selected releases and movie launches. The card will give our customers the ultimate movie experience,” she said. Mr. Stuart Tomlinson, country manager, Malaysia, Visa said, “We are proud to partner with EON Bank and GSC to launch the GSC-EON Bank Visa credit card in Malaysia. This launch marks our combined commitment in offering a payment card that provides real value and innovation for cardholders, from its innovative contactless capabilities, its unsurpassed acceptance at over 30 million merchants worldwide, to its savings through promotions for cardholders and especially, movie enthusiasts.” Card Benefits The GSC-EON Bank Visa Gold and Platinum credit cards offer permanent discounts for every normal adult ticket purchased at GSC. For every ticket purchase of above RM10, RM40 or RM50, customers will receive a discount of RM1, RM4 or RM5 off each ticket respectively. For tickets purchased below RM10, customers will receive RM0.50 discount from each normal adult ticket purchased. The main highlight of GSC-EON Bank Visa credit card benefit is the additional 50% discounts up to RM 100 and RM 60 ‘Bonus Value’ for each approved new-to-bank GSC-EON Bank Visa principal platinum and gold credit cardholder respectively. ‘Bonus Value’ is an accumulative amount stored in the GSC-EON Bank Visa credit card to be used for GSC movie ticket purchases nationwide. In addition to this, 1 complimentary GSC ticket and 1 free small combo Set (popcorn and soft drinks) will be given to the newly approved principal GSC-EON Bank Visa credit cardholders as a limited offer extended to valued customers. Apart from discounts on ticket purchases, cardholders are entitled to 5 pieces of ‘Buy 1 Free 1’ ticket vouchers for International Screenings. To further enhance the movie experience with GSC, GSC-EON Bank Visa credit cardholders will enjoy a perennial offer of 5% discounts on concessionaires such as popcorns, soft drinks, hotdogs, ice-creams and many more. In order to further delight cardholders, they will receive a 10% discount on concessionaires for the first (3) months from the card approval date. Besides the great savings from movie tickets and concessionaires discounts, GSC-EON Bank Visa credit card also offers substantial 15% discounts on GSC F&B outlets permanently, namely at Glitters Café, Paradiso, Café Caro and GSC Dessert Bar located at Pavilion KL, One Utama KL, Signature Gardens KL and Gurney Plaze, Penang. To add on the excitement, every approved principal GSC-EON Bank Visa credit card will receive 1 special 50% GSC dining discount voucher for 1 time usage. As an esteemed GSC-EON Bank Visa credit cardholder, GSC–EON Bank Visa credit card offers cardholder an e-Birthday complimentary ticket voucher embedded in the card. GSC-EON Bank Visa credit cardholders will receive an e-mail or sms notification of the e-Birthday voucher and it could be redeemed anytime during the cardholder’s birthday month via GSC Box Office counters nationwide. Apart from the discounts and complimentary tickets extended to cardholders, GSC-EON Bank Visa credit cardholders can enjoy the convenience of purchasing the movie tickets at the specially assigned ticketing lane at selected GSC locations only. Other perks offered by the card include: Free for life card – First year waived and subsequent years annual fee waiver subject to cardholder’s spending, 36 times for Platinum card and 24 times for Gold card. Bonus Plus Rewards Programme Free will writing services for Platinum cardholders Privileges for Life Usage Programme ‘Zero Interest Instalment’ plan and ‘My Payment’ plan Year-end summary statement for Platinum cardholders Free travel personal accident & inconvenience benefits up to RM2 million (for Platinum cardholders) and RM750,000-00 (for Gold cardholders) Free personal accident insurance coverage of up to RM100,000-00 (for Platinum cardholders for a period of one year) and RM60,000 (for Gold cardholders for a period of six months) Complimentary entry to Plaza Premium Lounge for Platinum cardholders at KLIA, LCCT and Changi Airport, Singapore. 24-hour customer service, concierge service and platinum privileges 3-D secure online payment For the convenience of GSC-EON Bank Visa credit card application, EON Bank has introduced an new online card application form for the tech-savvy customers to sign up for the card at the convenience and comfort of their home. For more GSC-EON Bank Visa credit card information and card application, please log on to www.eonbank.com.my

Canonical Announces Availability of Ubuntu 9.04 Desktop Edition

LONDON, April 20, 2009 – Canonical, the commercial sponsor of Ubuntu, announced today that Ubuntu 9.04 Desktop Edition is free to download from Thursday 23 April. Also announced were the simultaneous releases of Ubuntu 9.04 Server Edition and Ubuntu 9.04 Netbook Remix (UNR)

Ubuntu 9.04 Desktop Edition delivers a range of feature enhancements to improve the user experience. Shorter boot speeds, some as short as 25 seconds, ensure faster access to a full computing environment on most desktop, laptop and netbook models. Enhanced suspend-and-resume features also give users more time between charges along with immediate access after hibernation. Intelligent switching between Wi-Fi and 3G environments has been broadened to support more wireless devices and 3G cards, resulting in a smoother experience for most users.

Jane Silber, COO, Canonical, says: “With every release, we see Ubuntu Desktop Edition make significant steps forward in appealing to mainstream computer users. With access to the latest office productivity suite, support for Skype and Adobe Flash, and faster boot times, we're confident that Ubuntu 9.04 Desktop Edition will see more people join millions of others and make the switch to an open platform."

Ubuntu 9.04 features OpenOffice.org 3.0. This gives users a complete office suite that is entirely compatible with Microsoft Office. This free office software provides an immediate saving of at least $200 for users who need to create presentations, write documents or manage spreadsheets at work or at home.

A new integrated notification system appears in Ubuntu 9.04 for the first time. This system combines the notification methods of various applications and presents that information in a simple, unobtrusive manner. New icons and artwork also appear in this release, part of the continual improvement of the Ubuntu user experience.

Availability

Ubuntu 9.04 Desktop Edition is available from 23 April 2009. Get your copy by:

• Visiting www.ubuntu.com/getubuntu for a free download

• Visiting shop.canonical.com to purchase a CD

• Visiting shipit.ubuntu.com to request a free CD

Professional Services, including support, can be purchased from www.canonical.com/services.

About Canonical

Canonical Ltd is an organisation that provides commercial services based on the Open Source operating system Ubuntu. Canonical helps hardware manufacturers install and market Ubuntu around the world. Canonical's Professional Services help businesses deploy and support their Ubuntu-based infrastructures. Canonical delivers services online direct to users who run Ubuntu on their desktops and servers. Canonical also provides much of the infrastructure that allows its employees, the Ubuntu community and the world's leading IT companies to collaborate on the Ubuntu platform.

About Ubuntu

Since its launch in October 2004, Ubuntu has become one of the most highly-regarded Linux distributions. With millions of users in homes, schools, businesses and governments around the world, Ubuntu is growing in popularity on both the server and the desktop. With the values of Open Source software at its core, Ubuntu costs nothing to download or update. Users are also actively encouraged to copy, reinstall, modify and share their Ubuntu software anytime, anywhere and with anyone. Visit www.canonical.com or www.ubuntu.com for more information.

Canonical真的守信用

两个星期前，我在ubuntu官方网站申请索取一张免费的安装光碟。当时我没有期望它会真的寄来，毕竟这光碟是免费的，谁会酱好死呢？原来我错了～～ 犯了“以小人之心度君子之腹”。

快递邮件（正面）


快递邮件（反面）


CD，附送四张ubuntu sticker


CD的外观

Ubuntu是什么？它是Linux系列里其中一个成员。详情请看这里。
Linux是什么？它是一个开放源码(Open source code)的电脑operating system，是Windows的敌人。

请看图中两个箱子，是否有相似之处？
以Fibonacci分割比例计算，从低点259上升至887，就有61.8%。

去年十月，综指录得最低点801。如果这次实属牛市的开头，61.8%回弹就像等于1248点！请看下图：


我们可以看见，连续几个大黑烛那段期间，成交量相对得少。所以我们不能忽略上升途中会遇到顽抗。第一道阻力，我会放在38.2%分割线，也就是1077。要安全一点的话，1060-1070就开始执行减持计划，再等若干调整之后才重新进场，就算买不到低价也能赚个差价。

万一卖了就一升不回头呢？！唯有自叹倒霉咯！！！
错误就要付出代价。好东西就算高价也要追回来，以免后悔莫及。

你吃过一百块的牛扒吗？我知道有钱人看到我这样的语气可能会有点不屑，但我不是写给你看的。

当天是个星期六，晚上八九点，餐厅内座无虚席。我不确定这餐厅平时是不是一样好生意，但是这次我来光顾是因为丰隆信用卡有优惠。点了日本和牛（Wagyu）牛扒，Medium well，味道原来不过如此。我再次不解，是这餐馆糟蹋了这么好的牛肉呢，抑或是我的味蕾有问题？给我留下好印象的反而是热情又礼貌的招待员... ...

Is your deposit guaranteed? 你的钱财受到保障吗？

相信很多人都了解到，PIDM为特定金融机构提供担保。通常人们都只是知道本地主要银行都在担保名单内，其余的就无人知晓。我在这边跟大家分享一下受到PIDM担保的金融机构名单：

List of Guaranteed Financial Institutions

Deposit in banks and financial institutions that are guaranteed under Government Deposit Guarantee are all the 22 commercial banks and 17 Islamic banks including domestic and locally incorporated foreign banks, all the 15 investment banks, 2 international Islamic bank and 5 deposit-taking development financial institutions. Commercial Banks Affin Bank Berhad Alliance Bank Malaysia Berhad AmBank (M) Berhad Bangkok Bank Berhad Bank of America Malaysia Berhad Bank of China (Malaysia) Berhad Bank of Tokyo-Mitsubishi UFJ (Malaysia) Berhad CIMB Bank Berhad (formerly known as Bumiputra-Commerce Bank Berhad) Citibank Berhad * Deutsche Bank (Malaysia) Berhad EON Bank Berhad Hong Leong Bank Berhad HSBC Bank Malaysia Berhad J.P. Morgan Chase Bank Berhad Malayan Banking Berhad OCBC Bank (Malaysia) Berhad Public Bank Berhad RHB Bank Berhad Standard Chartered Bank Malaysia Berhad The Bank of Nova Scotia Berhad The Royal Bank of Scotland Berhad (formerly known as ABN AMRO Bank Berhad) United Overseas Bank (Malaysia) Berhad * denotes these banks provide Islamic Windows Islamic Banks Affin Islamic Bank Berhad Alliance Islamic Bank Berhad Al Rajhi Banking & Investment Corporation (Malaysia) Berhad AmIslamic Bank Berhad Asian Finance Bank Berhad Bank Islam Malaysia Berhad Bank Muamalat Malaysia Berhad CIMB Islamic Bank Berhad (formerly known as Commerce Tijari Bank Berhad) EONCAP Islamic Bank Berhad Hong Leong Islamic Bank Berhad Kuwait Finance House (M) Berhad Maybank Islamic Berhad RHB Islamic Bank Berhad HSBC Amanah Malaysia Berhad OCBC Al-Amin Bank Berhad Public Islamic Bank Berhad Standard Chartered Saadiq Berhad Investment Banks Affin Investment Bank Berhad Alliance Investment Bank Berhad AmInvestment Bank Berhad Maybank Investment Bank Berhad CIMB Investment Bank Berhad ECM Libra Investment Bank Berhad Hwang-DBS Investment Bank Berhad KAF Investment Bank Berhad Kenanga Investment Bank Berhad MIDF Amanah Investment Bank Berhad MIMB Investment Bank Berhad OSK Investment Bank Berhad Public Investment Bank Berhad RHB Investment Bank Berhad Hong Leong Investment Bank Berhad International Islamic Bank Unicorn International Islamic Bank Malaysia Berhad PT. Bank Syariah Muamalat Indonesia, Tbk Deposit – Taking Development Financial Institutions Bank Pembangunan Malaysia Berhad Bank Perusahaan Kecil & Sederhana Malaysia Berhad (SME Bank) Bank Kerjasama Rakyat Malaysia Berhad (Bank Rakyat) Bank Simpanan Nasional (BSN) Bank Pertanian Malaysia Berhad (Agrobank) Updated as at 26 February 2009

2009年4月9日——纳吉成立新内阁

首相：拿督斯里納吉
副首相：丹斯里慕尤丁

首相署
部長：拿督斯里納茲里（負責司法與國會）
丹斯里諾莫哈末（負責經理策劃單位）
丹斯里許子根（負責團結事務與表現管理）
拿督加米基爾（負責回教事務）

副部長：劉偉強
瑪西達（上議員）
慕魯基亞（上議員）
阿末馬斯蘭
迪溫馬尼

財政部
部長：拿督斯里納吉
第二財長：拿督阿末胡斯尼
副部長：拿督曹智雄
拿督阿旺阿迪（上議員）

國防部
部長：拿督阿末扎希
副部長：拿督阿都拉迪

內政部
部長：拿督斯里希山慕丁
副部長：阿布瑟曼
惹拉英梅瑟

新聞、通訊、藝術及文化部
部長：萊士雅丁
副部長：約瑟沙朗
王賽芝（上議員）

國內貿易及消費人事務部
部長：拿督依斯邁沙比利
副部長：拿督陳蓮花

國際貿易及工業部
部長：拿督斯里慕斯達法
副部長：拿督慕克力
拿督耶谷東加沙甘

教育部長
部長：丹斯里慕尤丁
副部長：拿督魏家祥
拿督莫哈末卜艾

高等教育部
部長：拿督斯里莫哈末卡立
副部長：何國忠
拿督賽夫丁阿都拉

外交部
部長：拿督阿尼法
副部長：柯希仁
拿督李志亮

房屋及地方政府部
部長：拿督江作漢
副部長：拿督拉津奧京

公共工程部
部長：拿督沙茲曼
副部長：拿督楊昆賢

交通部
部長：拿督斯里翁詩傑
副部長：拿督阿都拉欣
拿督劉會洲

旅遊部
部長：拿督黃燕燕
副部長：蘇萊曼阿都拉曼

種植及原產業部
部長：丹斯里柏納東博
副部長：韓沙再努丁

農業及農基工業部
部長：拿督諾奧馬
副部長：拿督佐哈里
拿督羅哈妮

衛生部
部長：拿督廖中萊
副部長：拿督羅斯娜

科學、工藝及革新部
部長：拿督麥西慕
副部長：法迪拉

人力資源部
部長：拿督蘇巴馬念
副部長：拿督瑪芝娜馬茲蘭（上議員）

天然資源及環境部
部長：拿督道格拉斯
副部長：丹斯里約瑟古律

青年及體育部
部長：拿督阿末沙比里
副部長：拿督拉查里依不拉欣
黃日升

婦女、家庭及社會發展部
部長：拿督斯里莎麗扎（上議員）
副部長：拿汀巴都卡周美芬（上議員）

能源、綠色工藝及水務部
部長：拿督陳華貴
副部長：諾麗亞卡斯儂

聯邦直轄區部
部長：拿督拉惹弄仄
副部長：拿督沙拉瓦南

鄉村及區域發展部
部長：拿督斯里沙菲益阿達
副部長：拿督哈山馬力
拿督佐瑟恩都魯

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Free car parking in 4 Kelana Jaya LRT stations

KUALA LUMPUR: Starting Friday, light rail transit (LRT) commuters are given free parking at four stations on the Kelana Jaya line, Rangkaian Pengangkutan Integrasi Deras Sdn Bhd (RapidKL) said. Its corporate communications manager Ebi Azly Abdullah said the stations are Kelana Jaya, Taman Paramount, Taman Jaya and Dang Wangi.

RapidKL decided to provide the free parking as the carpark management contract for the four stations had expired, he said in a statement.

"The free parking will go on until such a time to be announced later," he added. - Bernama

PBBANK (1295) Weekly Chart

几天前股价跌破长期支持线的大众银行，今天一举突破阻力，重新站上支持线上。
若能站稳线上，投资者可考虑累积一些。

【注：买卖自负】

CIMB 信用卡 的MPH优惠

OPEC Will Consider ‘All Options’ as Oil Demand Extends Slide

By Fred Pals

March 13 (Bloomberg) -- OPEC will probably opt for a combination of a production cut and greater compliance at this weekend’s meeting in Vienna, Venezuela’s oil minister said, as the group predicted demand will extend its slide.

“We have to insist on higher compliance of the cuts, which we believe has been good, but needs to be completed,” Rafael Ramirez said in an interview as he arrived for the March 15 meeting. “We have to look at the fundamentals of the market and the macro economic situation. It is very complicated.”

The Organization of Petroleum Exporting Countries will review output against a backdrop of an economic slump that’s kept oil below $50. Members are still implementing 4.2 million barrels a day of reductions agreed on last year in an attempt to support prices.

“There is a risk of over-tightening and the last thing the global economy needs is a spike in oil prices,” Francisco Blanch, head of global commodity research at Merrill Lynch & Co., said in a Bloomberg Television interview. “OPEC should not think about cutting more until they meet their quotas.”

Kuwaiti Oil Minister Sheikh Ahmed al-Abdullah al-Sabah said “all options are on the table” at the meeting.

“We don’t want to hurt the international economy, but at the same we don’t won’t to hurt ourselves,” he said in an interview at Vienna airport today. “It is a very difficult equation. It is still undecided.”

Crude oil futures traded at $46.23 a barrel in New York today. Prices have risen 3.7 percent this year.

Demand Forecasts

The International Energy Agency and OPEC cut their 2009 forecasts for oil demand for a seventh month today and reduced supply estimates as the global economic slump saps consumption as well as investment in new fields.

Both organizations see demand slumping by more than 1 million barrels a day this year. The Paris-based IEA, adviser to 28 nations, reduced its forecast to 84.4 million barrels a day, a decline of 1.25 million barrels from 2008. OPEC’s estimate dropped to 84.6 million barrels, down 1.01 million barrels.

OPEC implemented about 79 percent of planned output cuts amounting to a record 4.2 million barrels a day to stem falling prices, according to the group’s monthly report.

Oil inventories are “above average” and Venezuela is seeking a price floor of $70 a barrel, Ramirez said. Venezuela has cut production by more than 300,000 barrels a day, he said.

Analyst Survey

In a Bloomberg survey, 31 of 41 analysts said OPEC will limit output for the fourth time next week. Of those, 13 expect a reduction of 500,000 to 1 million barrels a day, 12 say 1 million barrels and two estimated 1.5 million. The rest declined to provide an estimate. Ten of the 41 analysts anticipated no change. The analysts were surveyed on March 3 and March 4.

Hannes Loacker, an analyst at Raiffeisen Zentralbank Oesterreich, said a compromise could be a relatively small cut of 500,000 barrels a day, “otherwise, there will be a negative market reaction.”

Algerian Energy Minister Chakib Khelil said two days ago in Algiers that he thought OPEC will likely reduce production, saying “the market expects a reduction and we have to reduce otherwise prices will fall.”

To contact the reporter on this story: Fred Pals in Vienna at fpals@bloomberg.net

Last Updated: March 13, 2009 14:07 EDT

GUPPY MULTIPLE MOVING AVERAGE

摘自：http://www.guppytraders.com/gup329.shtml

This indicator was developed by Daryl Guppy. It is fully explained in TREND TRADING. Captures the inferred behaviour of traders and investors by using two groups of averages. Uses fractal repetition to identify points of agreement and disagreement which precede significant trend changes.

APPLICATION

Applied to understand the nature and character of the trend. Used to assess the degree and extent of trading activity. Excessive trading activity can destabilise strong trends. Trend analysis enables more effective selection of appropriate trading strategies such as breakout, trend continuation etc. Can be applied to long side and short side trading. Can be applied to intraday trading. Also used for longer term investment style analysis.

TACTICS

• Join established trends at points of price weakness

• Join established trends breaking to new highs

• Trade breakouts using rally dips and rebounds

• Trade downtrend rallies as rallies rather than trend breaks

• Recognise trend breaks as they develop

RULES

• Degree and nature of separation in the long term group define trend strength and weakness

• Degree and nature of separation in the short term group define the nature of trading activity.

• Degree and nature of separation between the two groups of moving averages define the character of the trend.

• Compression shows agreement on price and value.

• Compression of both groups at the same time indicate major re-evaluation of stock and potential for a trend change

• Trade in the direction of the long term group of averages

• The relationships between the groups provide the necessary information about the nature and character of the trend.

• Do not use as a moving average crossover tool

ADVANTAGES

• Enables effective analysis of the trend environment

• Improves selection of the appropriate trading tactics

• Better understanding of trend strength

• Effective evaluation of unusual price movements, such as dips and spikes

• Effective understanding of trading activity and behaviour

DISADVANTAGES

• Not effectively applied to trend less stocks

• Cannot be applied to all trending stocks

• Do not use as a moving average crossover signal

Chamber: Help Bumi Traders Overcome Crisis

KUALA LUMPUR, March 7 (Bernama) -- The Malay Chamber of Commerce Malaysia has requested the government set up a RM2 billion fund to help Bumiputera entrepreneurs ride out the current economic slowdown.

Its deputy president, Datuk Muhammad Muhiyuddin Abdullah, said the fund could be the same as Entrepreneur Recovery Fund, which was handled by Bank Negara Malaysia during the previous economic crisis.

He said the Entrepreneur Recovery Fund helped entrepreneurs recover especially those who faced difficulties getting financial assistance from the banks.

He said this at the annual general meeting of the Kuala Lumpur Malay Chamber of Commerce here today.

Minister in the Prime Minister's Department Tan Sri Amirsham A. Aziz, officiated at the meeting.

Muhammad Muhiyuddin said the request was forwarded to Second Finance Minister, Tan Sri Nor Mohamed Yakcop, two months ago.

"It is hoped that the request would be accepted and will be part of the mini budget that would be tabled in Parliament next week," he said.

-- BERNAMA

那班友又出来狮子张大口了！这次要政府设立20亿令吉基金协助他们减轻债务。他的脸皮还真的厚如中国长城，我超怀疑他有政治势力撑腰否则我就不信他敢说得这么口响。

注：如果公司经营有方，保留现金过严冬，现在正是并购优良企业的好时机。

萝卜糕原来是这样的

上个星期四，我到我家附近的夜市走走。想起来，住在这里的两年间，我好像只是逛过三次 =.=||
看到一个摊子，是个中年男人正忙着炒萝卜糕，饥饿的顾客有五六位。我只是经过，并没有打包。半句钟之后差不多逛完了，我再次经过这摊子，仍旧那么多人。心想“这炒萝卜糕真的那么好吃吗？会不会是羊群心理作怪？” 不行了，多望几眼我肚子已经开始抗议了。就打包一包regular。卖相如下：


要品尝了～
... ... cheh~~~ 味道竟然和炒粿条一样！只不过是原料不同，一个是萝卜糕，一个是粿条。
OK咯，终于尝到了，原来炒萝卜糕是酱的。

以后都不会再吃了～～

吧生炒粿条

我宿舍附近有个炒粿条不错吃下，不会油亮亮（正合我意），siham炒熟（我怕病毒感染），加个荷包蛋，才区区RM4.00，呵呵。

Pioneer CD Receiver in my car

这播放机安装在我车上已经两个月了，现在才铺上来分享。 我这架机不是什么贵机，既不能play mp3也不能播放VCD，只能听FM、听CD、和接收AUX信号。

之前安装过一架中国机，盒子上写着什么都可以play，但我test过了，实际上只能play CD罢了。【狡猾的中国奸商】。除了功能有吹擂之嫌以外，品质也是令人不敢恭维，因为安装不到一个月它就坏了！

其实我原本就不需要这么多功能的机，我只要能够听到清晰的FM和CD。MP3倒是不必，因为我有MP3-FM Modulator，只需一条cable插在机上的AUX in就可以听到优盘里的歌曲了。

论价钱，中国机190块和Pioneer 260块，选择Pioneer是明智的 ^^ 两个价钱都是包括安装费。

现在还有一个问题，我不知道是wiring还是机的问题，就是声音无端会熄掉，发出吱吱咋咋的声音，而且每次都是当我一个人开车才会遇到，载着其他人的时候就好好的，真是纳闷儿 :(

恭喜诗洁新婚快乐

又一位朋友要结婚咯！^.^

诗洁是我的系友。第一和第二年我们常见面但从未聊过天，第三年才比较熟络，但始终了解不深。无论如何，我要在此恭祝她幸福快乐。

Cabinet Defers Indefinitely New Toll Rates

PUTRAJAYA, Feb 27 (Bernama) -- The Cabinet decided to defer indefinitely the new toll rates for five highways says Deputy Prime Minister, Datuk Seri Najib Tun Abdul Razak Friday.-- BERNAMA

这样朝令夕改的坏习惯何时要纠正？

展延调高过路费对全民来说固然是个值得庆幸的事儿，可是，两个补选过后，谁敢担保工程部长又说要调高过路费？？没有人敢写包单。就连首相我都不太敢相信。

Toll Rates For Five Highways Will Be Increased On March 1

KUALA LUMPUR, Feb 26 (Bernama) -- Toll rates for five highways will be increased from between 0.68 to 50 sen effective March 1, said Works Minister Datuk Seri Mohd Zin Mohamed.

Mohd Zin said the increase was in accordance with the concession signed between the government and the respective highway concessionaires.

They are the North South Highway (PLUS), SPRINT (Kerinchi Link and Damansara Link), Ampang Kuala Lumpur elevated highway (AKLEH), Sungai Besi Highway (BESRAYA) and New Pantai Expressway (NPE).

Rates for Federal Highway Route 2 linking Batu 3, Shah Alam to Sungai Rasau, Klang and the North South Expressway would be increased from 13.60 per km to 14.28 sen per km, however it does not cover Bukit Kayu Hitam, Tambak Johor and Bangunan Sultan Iskandar.

Toll rates for SPRINT, AKLEH, BESRAYA, and NPE will see an increase between 10 sen and 50 sen.

For SPRINT, the increase is 50 sen at Pantai toll plaza and 30 sen at Damansara toll plaza, AKLEH toll rates will be increased by 50 sen, BESRAYA by 10 sen and NPE by 40 sen.

He added that toll rates for PLUS, SPRINT and AKLEH were supposed to have been increased starting Jan 1, 2008 but was delayed for 14 months and it cost the government RM245m in compensation.

PLUS was paid RM177 million, SPRINT received RM38 million while another RM30 million was paid out to AKLEH, he said.

The Works Minister added that the increase in toll rates was approved by the cabinet, following an appeal by the concessionaires.

He added that since the concession for toll, signed between the government and concessionaire, has become a public documents, the public can view such documents to see for themselves, the details contained in the agreements.

-- BERNAMA

Oral Hygiene: Don't Just Brush Your Teeth

By Nurul Halawati Mohamad Azhari

KUALA LUMPUR, Feb 19 (Bernama) -- Don't take for granted that brushing your teeth would suffice in ensuring good oral hygiene as the teeth only covers 23 percent of the oral cavity.

Even for those brushing their teeth at least twice daily, the regime only helps to clean one fourth of the oral cavity excluding the tight gaps between the teeth and the difficult to reach spots.

Thus, it is evident that brushing your teeth alone will not help in preventing the formation of bacterial plaques on the teeth and gums that contributes to tooth decay and gum diseases.

That is why flossing to remove food residues between the teeth and disinfecting the whole oral cavity with an antiseptic mouthwash are highly recommended.

The floss helps to clean between teeth where the toothbrush cannot reach while the antiseptic mouthwash helps disinfect the teeth and the whole oral cavity, and prevents bad breath.

DOING IT THE RIGHT WAY

According to the Malaysian Dental Association President Dr S. Sivanesan, a number of studies conducted in several developed nations confirmed that most individuals failed to maintain sufficient oral hygiene levels to prevent the formation of plaque though they brushed their teeth daily.

"This may be because they brushed their teeth in the wrong manner", explained Sivanesan.

He noted that, in Malaysia, dental care has evolved from managing toothache to preventing them in the first place. The two compelling reasons for the lost of teeth is decay and gum disease due to poor oral hygiene.

Nevertheless, both problems can be reduced and even completely eliminated by maintaining proper oral hygiene and by consulting a dentist at regular intervals.

"The patient too can help reduce the periodontic disease risks by eliminating the accumulation of plaque. This can be done routinely by brushing and flossing the teeth and rinsing the mouth with antiseptic liquids", he explained when launching the Your Complete Oral Care with Mouthwash campaign at Sunway Resort Hotel & Spa recently.

VISIT A DENTIST EVERY SIX MONTHS

According to Dr Sivanesan, the dental health practitioners were responsible in spreading the message on dental care and encourage people to adopt the right attitude in taking care of the oral health.

"We are also responsible in ensuring patients come for check-ups once every six months and recommend to them methods to maintain or improve their oral health", he added.

According to Johnson & Johnson's senior Manager for Professional Affairs, Dr.Arunee Unsook, brushing your teeth alone would not suffice in ensuring overall oral hygiene.

"This is especially when looking at the fact that the average brushing time for an adult is 37 seconds only".

He explained that 79 percent of dental patients have never flossed their teeth while 50 percent of the adults suffered from gingivitis in at least two of three of their teeth.

"Gingivitis is the early stage of gum disease due to accumulation of plaque. This disease can be avoided by using antiseptic mouthwash", he added.

MALAYSIAN TOUR

A study in Malaysia on adult oral health conducted in year 2000 revealed that in general those above 15 were enjoying better oral health very much due to the fluoride added in the water supply.

Nonetheless, there are still serious problems in dental care like the lack of sufficient resources in providing dental care, information on dental care and tooth extraction.

Under the National Oral Health Plan, it is hoped that Malaysians will achieve optimal oral health by 2010 with the emphasis on reducing dental caries and periodontic diseases.

In efforts to educate Malaysians on the right oral healthcare, Johnson & Johnson that markets the antiseptic mouthwash Listerine with the cooperation of Malaysian Dental Association has embarked on an awareness campaign from February to June that brushing one's teeth would not suffice and mouthwash should be part of the routine.

-- BERNAMA

Direct Access Member-Get-member Programme

Successful applicant gets a Pendrive 2GB Flashdrive, while the referral gets RM50 cash (to be credited into credit card account).

Direct Access Mastercard offers 2% cash rebate when you purchase petrol at ANY petrol station throughout Malaysia.

Click HERE to download a MEMBER-GET-MEMBER application form.

Remarks:
1. Direct Access credit cards are reserved for Graduates & Professionals.
2. If YOU would like me to be your referral, kindly please leave a comment in this post and we shall communicate accordingly.

No Sugar Price Hike - Shahrir

PETALING JAYA, Feb 23 (Bernama) -- There will be no increase in the price of sugar in the near future, Domestic Trade and Consumer Affairs Minister Datuk Shahrir Abdul Samad announced Monday.

Retailers should therefore refrain from hiking the price until the ministry decide on the matter.

"There is no hike in the price but there may be a slight increase in the price of sugar in certain retail shops, especially those which obtained supplies from bigger shops.

"This is because they cannot sell the item at the stipulated price," he told reporters after launching Nestle (Malaysia) Berhad's price-reduction campaign at the Nestle Manufacturing (Malaysia) Sdn Bhd, here.

He said that many small retailers on the outskirts of Selangor and the Federal Territories were selling sugar between RM1.50 and RM1.70 per kilogram.

The price of sugar is fixed at RM1.45 per kg and the last time the price was reviewed was three years ago.

Shahrir was quoted as saying on Jan 20 that the price of sugar might be increased after the Chinese New Year due to its higher price in the international market.

Malaysia is importing up to 90 per cent of its sugar supply.

When told that some traders had already increased the sugar price following his announcement in January, Shahrir said, the government would monitor the situation and would take action against those doing so indiscriminately.

Meanwhile, Nestle (Malaysia) Berhad is embarking on a price reduction campaign since Feb 16. Under the campaign, the price of the Milo product is now lower by between 6.4 and 8.6 per cent.

There were no price reductions for dairy products such as Everyday, Nespray and Nesvita as well as Maggie but consumers would be given extra content of between 8 and 12 per cent.

Present were Nestle (Malaysia) Berhad managing director Sullivan O'Carroll and Shahrir's deputy, Jelaing Mersat.

-- BERNAMA

禁止出国的黑名单

点此查看你是否被禁止出国： http://www.imi.gov.my/semak.aspx

糖，除了调味，还有很多不为人知的用途！

Here are some facts you may not know about sugar:

1. Sugar is used by chemical manufacturers to grow penicillin .

2. A spoonful of sugar in a vase will help flowers stay fresher longer .

3. Sugar possesses antibiotic properties and is used to help in the healing of some types of wounds .

4. Sugar can be added to concrete to help the setting process .

5. In the movies, stuntmen use bottles and plate glass windows made of sugar .

6. A pinch of sugar on the tongue is a traditional remedy for hiccups .

7. Sugar is used when tanning leather, in printers' inks and dyes and in textile sizing and finishing .

Citibank Giant-Shell 交叉优惠

Citibank Gives You Cash Back

继Citibank-Giant之后又有新的超霸co-brand信用卡

升职加薪

在如此低迷、一蹶不振的经济环境下，不时看到新闻说“某某国际大企业业绩剧挫，裁员XXXX名员工”、“现金被困，周转不灵而被逼关门大吉”等等令人提不起劲的坏消息。

而我，却还有机会拿花红、加薪、还升买职！这一切好像做梦一样！

我的母公司是个大集团，财务管制很严，也因此而有能力安然度过严冬，而我不至于失业。能够join到这样的公司实属幸运！

使用Citibank信用卡为您的预付手机加额

一般上，很多商家都不接受使用信用卡来加额。但是，花旗银行踏出了这一步！现在，任何花旗银行信用卡用户可以通过Citibank Online或SMS来为手机加额。

这有什么好处呢？
1. 当你身在“不方便reload的地方”
2. 当夜深了，外面的治安令你不敢踏出家门
3. 最重要的就是这个——当你不够钱买reload ticket的时候，信用卡就发挥作用了！
4. 赚取信用卡奖赏积分

A gift from CIMB

这是我申请CIMB Direct Access附属卡所获得的赠品，是个snack jar，漂亮吧？？^^
我不知道这东西的市价多少，但总好过pendrive @.@