How to minimize credit card service tax

Some family members own credit cards from the same bank. Actually, they can sit down and talk. One person must be the principal cardmember, and the rest hold supp cards. The credit card tax can be shared by average.

Each person pays [(50 + 25N) / (N+1)].

I know, some ppl do not want to mess up money matter with others, haha.

CIMB/DirectAccess Cardmember's Privileges

Use your CIMB/DirectAccess credit card when you dine at Dragon-i or Canton-i restaurants, and you'll earn 20 times reward points. Wonder what this means for you? Here is some simple calculation.

From my observation, most credit cards offer a redemption of RM50 voucher using 10,000 pts.

In other words, when you swipe RM200, you get RM1.00 as a reward.

Here, 20x reward points means that you only need to swipe RM10 to claim your RM1.00 (10% return). Spend RM500 and get 10,000 pts and you get to cover the credit card tax already. However, I advise you don't swipe just to earn pts.

Direct Access Mastercard Rebates

亮点1：以前Tesco/Giant的回扣是在Visa卡，现在转去Master了。
亮点2：本来Tesco/Giant回扣是每个月的第一天5%，其余的日子则2%；现在则是每逢周末5%。Groceries Shopping本来就是周末的事！如今简直如鱼得水～

坏处是，优惠只是到3月尾，会不会延续则是未知数。

我的想法是：现在Direct Access的现金回扣优惠都集中在Mastercard，那我就可以剪掉Visa留住Master。我最担心等下它又宣布Petrol rebate转到Visa卡去。

Assess your English language

评估你的英语水平，请按我
以下是我的成绩噢^^ 我会继续努力的！

2010 预算案，信用卡服务税

2010年度预算案中，财政部长建议征收信用卡服务税，每张RM50。美其名说是减少卡奴的一项努力，其实是要增加税收啦！

预算案接下来的几天内，很多人针对该服务税发表不同的意见.依我观察，反对征税的人占了大部分。当然，我是站在反对的那方！

政府口口声声说要增加收入，我说啊，叫公务员省点用就可以省回几十亿了啦！每年公布的稽查报告抖出来的“报大数”事件，人民已经见怪不怪了。身为首相兼财政部长，循例也要发表一下“誓要揪出舞弊者”的言论，好让人民顺回条气。

刚开始时，我心想银行不会对此坐视不管，必会想出什么办法来。哪知道，部长再说一句“不允许银行代持卡者缴卡税”。我打电话给信用卡中心说要取消卡，客服员一直说服我，叫我先不要取消，等银行有了进一步行动再取消。我就给他们一点时间，看他们拿出什么法宝来。